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What To Expect When Applying

Thank you for your interest in applying for a Cash Advance from us! Before you Apply we need to explain what's needed and what to expect!

What's Needed for an Advance?

The below items are needed for a Cash Advance from us:

  • An Open and Active Checking Account

  • A Blank Check - In order to obtain a Cash Advance from us you must have a Blank Check from your checking account that you can write for your Cash Advance. We hold that check until your Advance is Paid-In-Full. (Chime, CashApp and some other Online Banking Accounts Do Not Meet This Criteria.)​

  • Government Issued Picture ID and Social Security Card

  • Your (2) Most Recent Bank Statements

  • Your Most Current Paystubs or Proof of Income

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If you meet the above criteria we would love for you to apply!

What To Expect When I Fill Out My Application Online?

To apply online you must have a valid cell phone number, valid email address and be able to receive emails at that address. We may email you to request you upload supporting documents.

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It's simple to apply! When you Click the Apply Now Button below you will be asked to enter:

  • First Name

  • Last Name

  • Date of Birth

  • Phone Number

  • Social Security Number

 

You will then be Invited to Apply Now for a New Loan

 

After your application is completed we will reach out by phone or email within 24 hours. If approved, you will need to bring any documents we may request and a blank check to the branch to receive your Cash Advance.

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If you have any questions or trouble applying online we are here to help at (803) 778-1500.

 

*If you apply on the weekend please allow until Monday for a reply. 

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© 2025 Palmetto Credit, LLC.

 

Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

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